Net Operating Income (NOI) vs. Earnings Before Interest and Taxes (EBIT): An Overview Net operating income (NOI) determines an entity’s or property’s revenue less all necessary operating expenses. It doesn’t take interest, taxes, capital expenditures, depreciation, or amortization expenses into account. Conversely, earnings before interest and taxes (EBIT) consists of revenuesContinue Reading


United Parcel Service, Inc. (UPS) and FedEx Corp. (FDX) are two leading delivery services companies and main competitors to each other, at least in the public eye. However, to those following them closely, the two companies are quite different in their business models and strategies. Here we review and contrastContinue Reading


IFRS vs. GAAP: An Overview Systems of accounting, or accounting standards, are guidelines and regulations issued by governing bodies. They dictate how a company records its finances, how it presents its financial statements, and how it accounts for things such as inventories, depreciation, and amortization. How a company reports theseContinue Reading


Return on Investment (ROI) vs. Internal Rate of Return (IRR): An Overview While there are many ways to measure investment performance, few metrics are more popular and meaningful than return on investment (ROI) and internal rate of return (IRR). Across all types of investments, ROI is more common than IRR,Continue Reading


Loan vs. Line of Credit: An Overview A loan and line of credit are two different ways that businesses and individuals can borrow from lenders. Loans have what’s called a non-revolving credit limit, which means the borrower only has access to the amount loaned once, and they subsequently make principalContinue Reading


Cryptocurrencies have come a long way from their relatively obscure origins. While the mainstream financial world once disdained digital currencies as tools for criminals and speculators, the industry has made significant progress in establishing itself as a legitimate and (potentially) world-changing space. Bitcoin (BTC) and ether (ETH) have seen massive growth inContinue Reading


SEP Plan vs. Keogh Plan: An Overview If you are self-employed or own a small business, and you want to put away more than the individual retirement account (IRA) contribution limit each year, you have a couple of good options. Both the Simplified Employee Pension (SEP) plan and the KeoghContinue Reading