Buy now, pay later (BNPL) is an increasingly popular way for consumers to make purchases online and in stores. These point-of-sale installment loans are offered by a number of services, including Affirm, Afterpay, and Klarna. An estimated 39% of consumers have tried a buy now, pay later service at leastContinue Reading


Big banks in the U.S. are ramping up their promotions to encourage credit card holders to spend more, hoping to make up for last year’s decreased revenue as consumers cut back during the pandemic. Key Takeaways Credit card spending dropped from all-time highs during 2020 due to the coronavirus pandemicContinue Reading