Each year, the National Association of Insurance Commissioners (NAIC) compiles a list of the most common complaints that consumers have with their insurance providers. The list is a compilation of records from state insurance departments, which are one of the primary tools that individuals can seek help from when theyContinue Reading


MoneyGram vs. Western Union: An Overview In this world of ubiquitous ATMs, tap-to-pay checkout, and automated bank deposits, there are still times when it is necessary to hand over or collect actual cash. That is why money-transfer services like MoneyGram and Western Union have tens of thousands of agents in cities andContinue Reading


With some 65 million Americans receiving Social Security benefits, it isn’t surprising that scam artists invoke the program’s name in fraudulent phone calls, texts, emails, and letters. Their schemes typically involve impersonating the Social Security Administration in order to obtain, and then misuse, Social Security numbers (SSNs) and other personalContinue Reading


A good financial advisor can add tons of value to your financial well-being and can enhance your quality of life. “Good” can be a subjective term; in this case, “good” denotes someone who is qualified to help you, and whose personality gives you the confidence to follow their advice. In evaluatingContinue Reading


The past two weeks were all about inflation and interest rates, with investors watching the Fed’s every move with bated breath, and making the top spiking articles on Investopedia this week all about investing, the economy and personal finance. The Dow had its worst weekly decline since October, ending theContinue Reading


Restricted shares and stock options are both forms of equity compensation, but each comes with some conditions. Restricted shares are awarded outright, and their owner has the same rights and privileges as any shareholder. They may receive dividends and vote at the annual meeting, for example. However, the shares mayContinue Reading