how-to-check-your-driving-record

Your driving record is one of the key factors that affects how much you pay for car insurance. In general, a good driving record results in lower premiums. A history of accidents or serious traffic violations, on the other hand, makes you a higher risk to insure and means you’llContinue Reading

how-to-buy-a-car

Buying a car can offer some advantages over leasing a vehicle but if you’ve never purchased a car before, you may not know what to expect. There are different ways to buy a car as well as different ways to pay for it and of course, it’s important to makeContinue Reading

avoiding-the-modified-endowment-contract-trap

Cash-value life insurance has always provided consumers with a tax-free avenue of growth within the policy that could be accessed at any time, for any reason. But Congress has placed limits on the amount of money that can be put into these instruments, and all cash-value policies are now subjectContinue Reading

are-credit-card-rewards-taxable-income?

With cash-back rates getting as high as 5% nowadays, credit card rewards can result in some significant bucks, especially if you buy a big-ticket item. Great for you as a consumer—but also a lot of ambiguity for you as a taxpayer. Unfortunately, the Internal Revenue Service (IRS) doesn’t say much directly onContinue Reading

annual-report-vs.-10-k:-what’s-the-difference?

Annual Report vs. 10-K: An Overview Publicly traded companies in the U.S. are required to file a host of documents with the Securities and Exchange Commission (SEC). These filings include data and information about their most recent profits, cash flow, operations, and finances—as well as future plans and projections. TwoContinue Reading

when-is-it-cheaper-to-fly-to-australia?

Travel restrictions and Covid-19 As of May 2021 travel to Australia is restricted by the Australian government due to the pandemic. Check on current restrictions before booking travel. Ah, Australia. A fascinating country of contrasts with cosmopolitan cities and snow-capped mountains, dramatic beaches and the desert-like outback. Most travelers find thatContinue Reading

when-is-it-cheaper-to-fly-to-europe?

When it comes to leisure travel, Europe is the most frequently visited region in the world, according to the UN World Tourism Organization (UNWTO); in fact, in 2019, it hosted just over half of the 1.5 billion international tourists traveling that year. While it’s possible to travel around Europe onContinue Reading