Saving $10,000 is a wonderful accomplishment but it’s critical to put that hard-earned cash to good use. With $10,000 in savings, there are many things you could do, but here are five safe and wise ways to allocate your cash. Key Takeaways Using $10,000 in savings to invest or payContinue Reading


Vanguard has a highly competitive selection of exchange traded funds (ETFs) available for purchase at numerous investment brokers’ platforms. Vanguard ETFs typically use a passive investment approach and follow a particular stock or bond index. 1 share The minimum investment cost of a Vanguard ETF. Vanguard ETFs: Minimum Investment? UnlikeContinue Reading


What Is FAS 123R? FAS 123R is the 2006 financial accounting standard introduced by the Financial Accounting Standards Board (FASB) that requires companies to deduct the amount of share-based (equity) payment granted to their employees on an annual basis. FAS 123R was introduced in 2006 and requires companies to share-basedContinue Reading


Sovereign debt is one of the oldest investment asset classes in the world. National governments have been issuing bonds for centuries, so the risks are well-known. Today, sovereign debt forms a significant part of many institutional investment portfolios, and it is also increasingly popular with individual investors. This article willContinue Reading


A positive correlation exists when two variables move in the same direction as one another. A basic example of positive correlation is height and weight—taller people tend to be heavier, and vice versa. In some cases, positive correlation exists because one variable influences the other. In other cases, the twoContinue Reading


Rates continue to dip below last week’s elevated levels Mortgage rate averages have dropped for the third time since spiking last week after the Federal Reserve announced it would be accelerating its timeline for eventually trimming bond purchases. National Averages of Lenders’ Best Rates Loan Type Purchase Refinance 30-Year FixedContinue Reading


What Are Basis Points? Basis points, otherwise known as bps or “bips,” are a unit of measure used in finance to describe the percentage change in the value of financial instruments or the rate change in an index or other benchmark. One basis point is equivalent to 0.01% (1/100th of aContinue Reading